Best Cards
Best credit cards in India, by category
Curated best-of lists for every kind of spender in India: cashback, travel, fuel, dining, online shopping, airport lounge access, lifetime-free and beginner cards. Ranked from our verified reviews.
Best for Cashback
Cashback cards keep it simple: a percentage of what you spend comes straight back, usually as a statement credit with no points to decode.
Best for Travel
The best travel cards in India earn transferable miles or travel points, throw in lounge access, and keep forex markup low so you lose less on every foreign swipe.
Top pick HDFC Bank Infinia Metal → Best for Fuel
Every Indian card waives the 1% fuel surcharge to some degree, but the best fuel cards pair a generous monthly waiver cap with rewards that actually add up at the pump.
Top pick Axis Bank ACE Credit Card → Best for Lifetime Free
A lifetime-free card never charges a joining or annual fee — no spend targets, no fine print.
Top pick IDFC FIRST Wealth Credit Card → Best for Dining
From fine dining to a Friday Swiggy order, the right card turns every meal into rewards.
Top pick HDFC Diners Club Black → Best for Online Shopping
If most of your spending happens on Amazon, Flipkart and Myntra, an online-shopping card pays you back faster than any all-rounder.
Top pick HDFC Bank Infinia Metal → Best for Lounge Access
Skip the crowded terminal.
Top pick HDFC Bank Infinia Metal → Best for Beginner
Your first card should be easy to get, cheap to keep, and rewarding from day one.
Top pick Amazon Pay ICICI Bank Credit Card → Can't decide between two cards?
Put any cards head-to-head in our side-by-side comparison tool.