By Issuer

SBI Card Credit Cards

3 cards reviewed · ranked by overall value

#1
Visa
mid range

SBI Card Cashback

SBI Card · Visa

★★★★½ 4.5/5
Annual Fee ₹999
Joining Fee ₹999
Forex 3.5%

Rewards 5% cashback on all online transactions; 1% on offline

  • Best flat-rate online cashback card in India — 5% with NO merchant restrictions
  • Cashback auto-credited to card statement — no redemption needed
  • No cap on 5% cashback per month
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#2
SBI Card ELITE
premium

SBI Card ELITE

SBI Card · Visa

★★★★☆ 4/5
Annual Fee ₹4,999
Joining Fee ₹4,999
Forex 1.99% (surprisingly low for this tier)

Rewards 5X (5 RP/₹100) on dining, department stores, grocery; 2X on all others

  • Better forex rate than most premium cards
  • Welcome vouchers almost cover the annual fee
  • Points transferable to Vistara, Etihad, Singapore Airlines and more
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#3
SBI SimplyCLICK
entry level

SBI SimplyCLICK

SBI Card · Visa

★★★★☆ 4/5
Annual Fee ₹499
Joining Fee ₹499
Forex 3.5%

Rewards 10X RP on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds; 5X on all other online; 1X offline

  • Best entry-level online shopping card under ₹500
  • Very easy annual fee waiver at ₹1L spend
  • 10X on Amazon makes it a strong rival to Amazon Pay ICICI for Amazon spend
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