Affiliate Disclosure: We may earn a commission when you apply for a card through our links, at no extra cost to you. Learn more
Premium Amex

Amex Platinum Travel Credit Card

American Express India · Amex

★★★★☆ 4.2/5
Joining Fee ₹3,500
Annual Fee ₹5,000
Fee Waiver Not waivable
Forex Markup 3.5% + GST
Lounge Access 8 domestic lounge visits/year via Amex Lounge program

Ready to apply?

Visit the issuer's official website to apply.

Apply on Issuer Website →

Welcome Benefit

10,000 bonus MR points + complimentary Taj Epicure/ SeleQtions/ Vivanta stay (1 night)

Earn Rates

5X Membership Rewards Points on Amex Travel Online; 1X on all other spends

Key Highlights

  • Best card for IHCL Taj Hotels value — milestone benefits include free stays
  • Amex MR points transferable to IndiGo (6E Rewards), British Airways Avios, Singapore Airlines KrisFlyer, Marriott Bonvoy, Hilton Honors
  • IndiGo transfer ratio: 1 MR = 1 6E Reward Point; high value for domestic flights
  • Amex customer service is widely regarded as the best in India

Milestone Benefits

  • 15,000 bonus MR points on ₹4L spend/year
  • 25,000 bonus MR points on ₹6L spend/year + complimentary Taj/Vivanta/SeleQtions stay

Lounge Access

8 domestic lounge visits/year via Amex Lounge program; no Priority Pass

Fuel Surcharge Waiver

1% waiver; max ₹250/month

Best For

  • Taj/IHCL hotel loyalists
  • IndiGo frequent flyers
  • Amex ecosystem users

Not Great For

  • Merchants that don't accept Amex (acceptance is improving but still gaps)
  • Low spenders who won't hit milestones
Verified: Data last verified 17 June 2026. Sources: www.americanexpress.com , cardexpert.in

Frequently Asked Questions

What is the value of 1 Amex Membership Rewards Point?

For statement credit: about ₹0.25. For IndiGo: 1 MR = 1 6E Point ≈ ₹0.5–0.7. For Singapore Airlines KrisFlyer miles: 2 MR = 1 mile, each worth ₹1.5–3 depending on redemption. Always transfer to airlines rather than redeeming for cashback.

Is Amex accepted everywhere in India in 2026?

Amex acceptance has improved significantly and is now widely accepted at major retailers, supermarkets, restaurants, and online merchants. Some smaller offline merchants and petrol pumps may not accept it — always carry a Visa/Mastercard backup.

Comments

Comments are coming soon — we're setting up our community platform. Have a question? Get in touch.

Related Cards in Premium

premium

IDFC FIRST Wealth Credit Card

IDFC FIRST Bank · Visa

★★★★½ 4.6/5
Annual Fee Free
Joining Fee Free
Forex Markup 1.5% + GST (best-in-class)

Earn Rate: 3 reward points per ₹150 on online; 1.5 RP/₹150 offline; 10X on birthday; 6X on international

  • Only LIFETIME FREE card in India with generous lounge access
  • Best forex markup for a no-fee card: 1.5%
  • 10X points on your birthday is a great perk
Full Review → Apply via issuer website
premium

HDFC Bank Regalia Gold

HDFC Bank · Visa

★★★★☆ 4.4/5
Annual Fee ₹2,500
Joining Fee ₹2,500
Forex Markup 2% + GST

Earn Rate: 2% base (4 RP per ₹150); 5X on grocery and dining

  • Best sub-₹5K card in India for overall value
  • Reward points transferable to Air India, KrisFlyer, InterMiles, Club Vistara
  • Complimentary Swiggy One membership (3 months)
Full Review → Apply via issuer website
premium

Axis Bank Magnus Credit Card

Axis Bank · Visa

★★★★☆ 4.3/5
Annual Fee ₹10,000
Joining Fee ₹12,500
Forex Markup 2% + GST

Earn Rate: 12 EDGE Reward Points per ₹200 on travel (EDGE Travel portal); 6 EDGE RP/₹200 on dining; 3 EDGE RP/₹200 base

  • EDGE Reward Points transfer to 15+ partners (Air India, British Airways Avios, Singapore Airlines, Marriott Bonvoy, Accor)
  • Monthly spend of ₹1.5L unlocks 20,000 bonus points — great for large spenders
  • Complimentary Accor Plus membership = significant hotel value
Full Review → Apply via issuer website