Amazon Pay ICICI Bank Credit Card
ICICI Bank · Visa
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Visit the issuer's official website to apply.
Welcome Benefit
₹1,000 Amazon Pay cashback on first EMI transaction
Earn Rates
5% back on Amazon (Prime members); 3% on Amazon (non-Prime); 2% on partner merchants; 1% others
Key Highlights
- India's most popular lifetime-free card — over 5 million cardholders
- Cashback credited as Amazon Pay balance (instant, no minimum)
- No reward expiry
- Works on Amazon Pay on third-party apps too
Lounge Access
None
This card does not include lounge access. Consider a premium card if airport lounges are important to you.
Fuel Surcharge Waiver
1% waiver at all fuel stations
Best For
- Amazon Prime members
- Entry-level card users
- Anyone wanting a no-fee backup card
Not Great For
- Non-Amazon shoppers (low value outside ecosystem)
- International travel
Frequently Asked Questions
Is the Amazon Pay ICICI card truly free?
Yes — there is no joining fee, no annual fee, and no spend condition. It is lifetime free.
Does the 5% cashback apply to all Amazon purchases?
The 5% rate applies only for Amazon Prime members. Non-Prime cardholders get 3%. Cashback is on eligible purchases — it may not apply to gift cards, Amazon Pay balance top-ups, or certain third-party sellers.
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