Joining Fee₹9,999
Annual Fee₹9,999
Fee WaiverSpend ₹6L/year
Forex Markup1.8% + GST (one of the lowest among premium cards)
LoungeUnlimited domestic + international Priority Pass (4 visits/year)
Welcome Benefit
10,000 reward points
Earn Rates
2 reward points per ₹100 on all spends; 1.5X on international; 3X on IndusInd site travel
Key Highlights
- Best-in-class forex markup at 1.8% — ideal for international travel
- Reward points transferable to IndiGo (6E Rewards) and other partners
- Complimentary golf rounds
- Concierge service
Lounge Access
Unlimited domestic + international Priority Pass (4 visits/year)
Fuel Surcharge Waiver
1% waiver; max ₹200/month
Best For
- Frequent international travellers wanting low forex costs
- IndusInd banking customers
Not Great For
- Domestic-only spenders — reward rate is modest
Frequently Asked Questions
How does IndusInd Legend compare to ICICI Emeralde for international travel?
IndusInd Legend has a slightly lower forex markup (1.8% vs 1.5% + GST for Emeralde Private) but a lower annual fee. Emeralde Private Metal is invite-only; Legend is more accessible. Both are strong choices for international travellers.