Entry Level Visa

SBI SimplyCLICK

SBI Card

★★★★☆ 4/5

Apply on Issuer Site →

Opens the issuer’s official application page.

Joining Fee₹499

Annual Fee₹499

Fee WaiverSpend ₹1L/year

Forex Markup3.5% + GST

LoungeNone

Welcome Benefit

₹500 Amazon.in voucher

Earn Rates

10X RP on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds; 5X on all other online; 1X offline

Key Highlights

Best entry-level online shopping card under ₹500
Very easy annual fee waiver at ₹1L spend
10X on Amazon makes it a strong rival to Amazon Pay ICICI for Amazon spend

Milestone Benefits

₹2,000 Cleartrip voucher on ₹1L spend/year
₹2,000 Cleartrip voucher on ₹2L spend/year

Lounge Access

None

This card does not include lounge access. Consider a premium card if airport lounges matter to you.

Fuel Surcharge Waiver

1% waiver; max ₹100/month

Best For

First-time cardholders
Budget-conscious online shoppers
Amazon heavy users

Not Great For

Offline spending
Travel (no lounge, high forex)

Ready to apply for the SBI SimplyCLICK?

Apply directly on the issuer’s official site.

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Verified: Data last verified 17 June 2026. Sources: sbicard.com

Frequently Asked Questions

Is SBI SimplyCLICK or Amazon Pay ICICI better?

For pure Amazon spending, Amazon Pay ICICI is better (5% cashback vs 10X RP = ~2.5%). SimplyCLICK wins for diversified online shopping across Amazon, BookMyShow, Cleartrip, Lenskart, and Netmeds.