HSBC Live+ Credit Card
Mid Range Visa

HSBC Live+ Credit Card

HSBC India

★★★★☆ 4.1/5
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Opens the issuer’s official application page.

Joining Fee₹999
Annual Fee₹999
Fee WaiverSpend ₹2L/year
Forex Markup3.5% + GST
Lounge4 domestic lounge visits/year

Welcome Benefit

₹1,000 cashback on first spend

Earn Rates

10% cashback on Swiggy, Zomato, Ola; 1.5% on all other spends

Key Highlights

  • 10% cashback on Swiggy, Zomato, and Ola is the highest rate in this category
  • Cashback credited directly to statement
  • Cap: ₹3,000/month on partner cashback (still excellent value)

Lounge Access

4 domestic lounge visits/year

Fuel Surcharge Waiver

1% waiver

Best For

  • Heavy Swiggy/Zomato/Ola users
  • Those wanting the best food delivery and cab cashback

Not Great For

  • International travel
  • General spending
Ready to apply for the HSBC Live+ Credit Card?

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Verified: Data last verified 17 June 2026. Sources: hsbc.co.in

Frequently Asked Questions

Is the 10% HSBC Live+ cashback on all Swiggy orders?

The 10% applies to eligible Swiggy, Zomato, and Ola transactions. It is capped at ₹3,000/month across all three partners combined. Grocery deliveries via Swiggy Instamart also qualify.

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