Visa
Mid Range Visa

SBI Card Cashback

SBI Card

★★★★½ 4.5/5
Apply on Issuer Site →

Opens the issuer’s official application page.

Joining Fee₹999
Annual Fee₹999
Fee WaiverSpend ₹2L/year
Forex Markup3.5% + GST
LoungeNone

Welcome Benefit

₹500 Amazon voucher

Earn Rates

5% cashback on all online transactions; 1% on offline

Key Highlights

  • Best flat-rate online cashback card in India — 5% with NO merchant restrictions
  • Cashback auto-credited to card statement — no redemption needed
  • No cap on 5% cashback per month
  • Works on ALL online merchants (not just select partners)

Lounge Access

None

This card does not include lounge access. Consider a premium card if airport lounges matter to you.

Fuel Surcharge Waiver

1% waiver at fuel stations

Best For

  • Heavy online shoppers across multiple platforms
  • Those wanting simple, unrestricted cashback

Not Great For

  • Primarily offline spenders (only 1% offline)
  • International travel
Ready to apply for the SBI Card Cashback?

Apply directly on the issuer’s official site.

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Verified: Data last verified 17 June 2026. Sources: sbicard.com, cardexpert.in

Frequently Asked Questions

Is the 5% cashback on SBI Cashback card really unlimited?

Yes — there is no monthly cap on the 5% online cashback, unlike most competing cards. The 1% offline cashback is capped at ₹10,000/year.

Does the SBI Cashback card work on Amazon, Flipkart, and Swiggy?

Yes. Because the 5% applies to ALL online transactions, it works on Amazon, Flipkart, Zomato, Swiggy, MakeMyTrip, BookMyShow — any online payment.

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